Commodity Transport Insurance
Commodity Shipping Insurance is an insurance product that comes into play in the event that a cargo transported by sea, air, land and rail is damaged due to an accident or event. The main guarantee groups in Transport Insurance are as follows.
Broad Guarantee: It is the type of guarantee that secures the transported material against all kinds of physical damages and losses (all risks) that may be experienced, except for the exceptions in the General Terms and Conditions of the Policy.
Narrow Collateral: It is the type of collateral that guarantees partial risks such as accident, fire and explosion of the transporting vehicle. These risks do not include damages that may occur during loading, transfer, unloading, and some major risks such as theft and wetting of the goods.
Full Loss: It provides a guarantee in case the transported cargo is completely destroyed together with the transport vehicle. By paying an additional premium to the insurance contract, you can also insure the losses arising from the risks of strikes, lockouts, riots, public movements and terrorism.
Flotan Policy: It is the type of policy that guarantees the indefinite period between the goods to be transported, the vehicle information and the date to be loaded. Flotan Policy is a temporary policy made with available information and documents, and is covered by the final insurance policy after the vehicle information and loading date are finalized.
Solid Policy: If there is the date of shipment, voyage, value and vehicle data related to the transportation, a final policy is issued.
Subscription Policy: The insurer draws up a contract in which the type of cargo to be transported within a certain period of time, the type of coverage and limit, as well as the valid conditions are determined. Within this contract, a voyage-based Transport Insurance Policy is issued.
Block Subscription Policy: Although it is similar to the subscription policy, it is a type of policy that is issued annually. Based on the annual transportation turnover reported to the insurer, the total premium is calculated for all shipments to be made within a year. In this way, the transports are guaranteed without any notification obligation.
Asset Insurance
Damages and losses incurred during the transportation of valuable documents such as stocks, bonds, bills, promissory notes, checks, or precious metals such as gold, silver, bullion, money and foreign currency are covered, including armed extortion and robbery.
Boat Insurance
Boat Insurance, marine vehicles used for private or commercial purposes; It is an insurance product that is renewed annually, which can provide protection against risks that may occur at sea, on land or on a rickshaw. With the boat insurance, which can be considered as a kind of marine insurance, the machinery, boat and accessories related to the boat can be secured. Boat Insurance not only provides assurance against risks at sea, but also provides assurance against risks that may occur during general maintenance, assembly, disassembly or transportation processes.
Carrier Liability Insurance
Carrier Liability Insurances are divided into two as Domestic Carrier Liability Insurance and C.M.R Insurance.
Domestic Carrier Liability Insurance is the insurance that provides the legal responsibility of the shipping companies that are carriers in the country, in case of damage to the vehicles belonging to them and / or rented during the shipment process, within the framework of the terms and limits agreed on the policy.
C.M.R insurance, also known as Overseas Carrier Liability Insurance, secures the legal responsibilities of international shipping companies to the cargo owner within the scope of the terms and limits specified in the policy.
